I come from a family of doctors, so being uninsured is not an option.Â It seems that every conversation around the dinner table in my life has included: â€œHowâ€™s your health? Are you being responsible about it?â€
There came a time when I wanted to leave my job as a full-time instructor at the Cleveland Institute of Art and create the Praxis Fiber Workshop to provide weaving instruction to Institute students and the community. I had to think about how I could get health insurance. It was a big risk to quit my job with its health benefits and pursue this business.
Knowing I could get health coverage through the Health Insurance Marketplace and the Affordable Care Act, made that decision easier.
I signed up for coverage over the phone; it was simple for me. I currently pay a premium of $186 a month after the tax credits, with a $20 copay for regular doctor visits and $50 copay to see a specialist. My deductible is about $1,000. My premium costs are somewhat more than what I paid at my job, but my Marketplace coverage is still very affordableâ€”and itâ€™s let me pursue my dream work.
Iâ€™m one of the 20 million Americans who have gained coverage because of the Affordable Care Act.
As I get older, I do think about the possibility of something happening to me physically. But thankfully, Iâ€™m in good health now and donâ€™t need to go to the doctor except maybe once or twice a year. And because of the Affordable Care Act, I get to take advantage of the preventive services that are covered, at no extra cost to me.
My family members are huge supporters of the Affordable Care Act. They just want me to be healthy and happy. Thanks to the peace of mind from quality, affordable health coverage, I am.